Why do I have to pay the $5 insurance fee if I already have insurance for my child?

Every child, 18 years or younger, participating in a City of Florence Athletic Program, is required to pay the $5 insurance fee once each year for the following period: December 1 – November 30. This policy is a supplemental Blanket Accident Insurance Policy which covers participants in all sports while participating during the official season of the sport as a member of a specific athletic team. This policy carries an Excess Benefits Rider in which medical benefits are paid in excess of the total benefits payable for the same loss under any other insurance or health plan.

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